Equity Pension Fund

The Equity Pension Fund’s investment strategy is designed to accommodate a higher risk profile, suited to those who begin planning for retirement. It targets returns above 6% over an investment horizon of more than 15 years.

The fund has been designed with Iberis Capital’s combined offering in mind. Alongside the Equity Pension Fund, Iberis offers the Income Pension Fund, structured for a shorter time horizon and a lower risk profile. The two funds can be combined, allowing each investment to be tailored according to the investor’s age, intended time horizon, and risk tolerance. As open-ended funds, the mix can also be adjusted as the investor ages or as life plans evolve.

The Equity Pension Fund is an open-ended fund that invests the majority of its capital in equity markets, while managing exposure to market volatility.

The fund allocates 90% of its capital to a global market index and 10% to private equity funds. Investing in a global index eliminates stock-picking, ensures diversification across the world’s largest companies, and provides high liquidity with low transaction and maintenance costs. The 10% allocated to private equity provides access to opportunities with superior returns while limiting exposure to market volatility.

Investing involves risks, including the possible partial or total loss of the invested capital. Past performance is not a guarantee of future results. This information is provided for informational purposes only and does not constitute an offer, invitation, or recommendation to subscribe to any investment product. The Iberis Equity Pension Fund (ASF No. 493) and the Iberis Fixed Income Pension Fund (ASF No. 494) are open pension funds authorised and supervised by the Portuguese Insurance and Pension Funds Supervisory Authority (ASF). Management Company: Real Vida Seguros, S.A. Promoter: Iberis Capital, acting through an insurance intermediary company duly registered with the ASF (No. 425591862). Performance Fee: 20% of returns above the hurdle rate (6% for Equity; 2.5% for Fixed Income). Maximum Management Fee: 1.25% p.a. (Equity) and 1.0% p.a. (Fixed Income). Iberis performance data are based on a simulated net-to-investor internal rate of return (IRR) over the 10-year period ended 31 December 2025 and reflect nominal returns. Real returns are calculated by deducting average annual inflation of 2.1% (INE, 2016–2025; source: Pordata). This information does not replace the need to read the Documento Informativo (Information Document) and the Regulamento de Gestão (Management Regulations).